Financial Calculators India (FY 2025-26)
Welcome to the most comprehensive suite of free financial calculators for India, fully updated for the Financial Year 2025-26 (AY 2026-27). Whether you're a salaried professional, an investor, or a business owner, our expert-vetted tools provide instant, accurate answers. Calculate your in-hand salary, income tax (new & old regime), SIP returns, gratuity, and more—all in one place to help you make smarter financial decisions with confidence.
In Hand Salary Calculator
Convert your annual CTC to net take-home pay. See your monthly salary after all tax & PF deductions.
Income Tax Calculator
See your tax liability under the old vs. new regime. Instantly find which regime saves you more.
HRA Exemption Calculator
Find the exact HRA exemption you can claim on your rent. Maximize tax savings under the old regime.
Gratuity Calculator
Calculate your total gratuity payout. See the lump-sum amount you're eligible for based on salary and tenure.
GST Calculator
Instantly add or remove GST from any amount. Find GST rates for any product by HSN code or name.
Mutual Fund Returns Calculator
Project your investment growth. Instantly calculate returns for both SIP and lump-sum investments.
Financial Calculator FAQs
The old tax regime allows for various deductions (like 80C, 80D, HRA), while the new tax regime (Sec 115BAC) offers lower tax slabs but removes most deductions. Our Income Tax Calculator helps you compare both side-by-side to see which is more beneficial for you in FY 2025-26.
To find your in-hand salary, you must subtract deductions like Provident Fund (PF), Professional Tax, and Income Tax from your Cost to Company (CTC). Our CTC to In-Hand Salary Calculator automates this entire process for you.
A Systematic Investment Plan (SIP) is a popular way to start. It allows you to invest a fixed amount in mutual funds regularly. You can use our SIP Calculator to project potential returns based on your investment amount and expected growth rate.